debt
How to Pay Off Your Canadian Mortgage Early: Prepayment Privileges, Penalties, and the Maths
Canadian mortgages have specific prepayment rules that differ significantly from the US. Here is how to use lump sum and increased payment privileges to pay off your mortgage early — and when it makes sense versus investing.
9 min read
budgeting
Zero-Based Budgeting: How It Works and a Worked Canadian Example
Zero-based budgeting assigns every dollar of your income a specific purpose. Here is how the method works and a step-by-step example using a typical Canadian household budget in CAD.
9 min read